The Growing Spice Trade

As indicated by Merriam-Webster’s word reference (exchange, 2009), the word â€Å"trade† implies an individual occupied with an occupation, business, or industry dealings between people or gatherings and the matter of purchasing and selling or bargaining wares. Numerous variables assumed key jobs in the monetary advancement of a locale utilizing exchange as a significant commitment of developing force. There were numerous items that were exchanged; silk, foods grown from the ground, cotton, and valuable stones, to give some examples. The zest exchange, specifically, was a movement with antiquated roots (Upshur et al. , 2002, p. 307). Zest exchange was and is a business movement which includes the marketing of flavors and herbs. The most significant thing of exchange between the East and West were flavors, particularly cinnamon from India, cardamom from Aden, cassia, turmeric, and ginger and pepper from Indonesia (Upshur et al. , 2002, p. 324). It skirted silk and different products to be the fundamental import from India toward the western world (â€Å"Spice Tradeâ€Å", 2009). Notwithstanding their utilization in cooking, flavors were put to an assortment of purposes, including medication, enchantment, preservation, fragrance, religion, and sex (Turner, 2004, Oct). For a long time, Arab shippers controlled the overland exchange courses to India until the ocean courses were found (â€Å"SPICESâ€Å", n. d. ). Overland courses helped the exchange at first, however oceanic courses prompted enormous development later. During the high and late medieval periods, Muslim brokers ruled sea zest exchanging courses, drawing from source districts in the Far East and delivery flavors from exchanging emporiums in India westbound to the Persian Gulf and the Red Sea, from which overland courses prompted Europe. This exchange was changed by the European Age of Discovery and the course from Europe to the Indian Ocean by means of the Cape of Good Hope was spearheaded by European pilots, for example, Vasco Da Gama in 1497 (â€Å"Spice Tradeâ€Å", 2009). The significant expense of transportation guaranteed that the most exorbitant merchandise like silk, flavors, valuable metals and diamonds, ventured to every part of the longest separations. The vast majority of the freight conveyed in antiquated exchange went from Asia to Europe through overland and oceanic (Upshur et al. , 2002, p. 308). Civic establishments of Asia were associated with flavor exchange from the old occasions, and the Greco-Roman world before long followed by exchanging along the Incense course and the Roman-India courses which were reliant upon the strategies created by the oceanic exchanging power, Kingdom of Axum (400’s B. C. E. - 1000 C. E. ). The Kingdom had spearheaded the Red Sea course before the first century (â€Å"Spice Tradeâ€Å", 2009). Exchange among India and the Greco-Roman world continued expanding and the presentation of Indian culture made an interest from aromatics. These exchanging stations later served the Chinese and Arab markets, as well (â€Å"Spice Tradeâ€Å", 2009). Numerous different shippers and nations occupied with this exchange, for example, the Pre-Islamic Meccans who kept on utilizing the old Incense Route to profit by the overwhelming Roman interest for extravagance merchandise. The Indian business association with South East Asia demonstrated imperative to the vendors of Arabia and Persia. The Abbasids utilized Alexandria, Damietta, Aden, and Siraf as passage ports to India and China. Rome quickly had an impact during the fifth century (â€Å"Spice Tradeâ€Å", 2009). One of the significant outcomes of the zest exchange was the revelation of the American mainland by European travelers. Exchange until the mid fifteenth century was with the east through the Silk Road with the Byzantine Empire and the Italian city-conditions of Venice and Genoa going about as the center man. In 1453, be that as it may, the Ottomans took Constantinople thus the Byzantine Empire was no more. Presently in charge of the sole zest exchange, the realm was in an ideal situation to charge powerful assessments on stock headed for the west. The Western Europeans set going to discover another ocean course around Africa (â€Å"Spice Tradeâ€Å", 2009). At the point when Christopher Columbus cruised west in 1492, he wasn’t searching for another world, yet for another course to the old universe of the Indies and for gold and flavors. He discovered little of either (Turner, 2004, Oct). After Columbus, Ferdinand Magellan in 1520 took up the mission for Spain. Of the five vessels under his order, just one, the Victoria, came back to Spain, loaded down with cloves (â€Å"Spice Tradeâ€Å", 2009). With this, Portugal and Spain grew new exchange courses that avoided the old land and water courses in the process opened up another period of world exchange (Upshur et al. , 2002, p. 308). End What does this say about the developing globalization of exchange and social trade? Along the exchange courses European individuals intermarried, passed on important advancements and aptitudes, expressions and writing, and social and strict traditions. The offer of zest set up huge assets to be utilized to profit neighborhood economies and advancing further exchanging exercises. References Flavors. (n.d.). In (Ed.), Funk and Wagnall’s new World Encyclopedia. Recovered February 17, 2009, from Academic Search Premier database. Zest Trade. (2009). In (Ed.), Wikipedia. Recovered February 17, 2009, from http://en.wikipedia.org/wiki/Spice_trade Trade. (2009). In Merriam-Webster Online Dictionary (2009 ed.). Turner, J. (2004, October). Experiences in the zest exchange. Land, 76(10), 45-50. Recovered February 17, 2009 from Academic Search Premier database. Upshur, J., Terry, J., Holoka, J., Goff, R., and Cassar, G. (2002). World History before 1600: The Development of Early Civilization (fourth ed.). Boston, MA: Thomson Wadsworth.

Shrinking America: One Surgery at a Time :: essays research papers

Kellie got bariatric medical procedure eighteen months back, at age 26, and lost over a large portion of her weightâ€160 pounds (St. Vincent 1). More than one million butterball shaped individuals in the United States have just gotten gastric detour medical procedure. Since corpulence has arrived at such pestilence extents, everybody in America is searching for a fix. Gastric detour medical procedure has quickly become an answer for seriously stout people. Being corpulent causes passionate and physical trouble and enduring, which expands a person’s want to turn out to be meager. A few a great many individuals are assuming responsibility for their lives and wellbeing by having bariatric medical procedure. Gastric detour medical procedure has been performed with minor varieties since 1968 (How it Works 3). The methodology has become quickly in the course of recent years and various emergency clinics have included the medical procedure. Achievement rate/recuperation, societyâ €™s impact, and wellbeing factors all assume a noteworthy job as reasons for an individual to choose if this life changing, some of the time hazardous, medical procedure is directly for them.      Roux-en-Y gastric detour is the most well known of three medical procedures for the gargantuan. In this system, careful staples are utilized to make a little pocket in the stomach associated with the entrail by a bit of the small digestive tract, bypassing most of the Babbitt 2 stomach. This type of medical procedure represents practically 90% of the systems acted in the United States (USA Today 2). By and large gastric detour remains carefully for patients who are butterball shaped by 100 pounds or progressively over their sound weight. At the point when individuals have this medical procedure, they won't just lose a lot of weight, yet in addition see heftiness related illnesses, for example, diabetes, hypertension, and rest apnea incredibly lessen or even disappear (Hochstrasser 98). Most patients will lose 50-70% of their overabundance body weight; a few patients will lose significantly more (Hochstrasser 53). As far as possible the measure of food an individual takes in, diminishes the measure of calories expended, and makes it so eating less will in any case be fulfilling. By practicing and eating well nourishments, the weight reduction can be significantly upgraded. In spite of the fact that the medical procedure infrequently gets individuals to their optimal body weight, most patients get inside 30-40 pounds (Woodward 67). Weight reduction starts following the activity. Most of individuals will keep on getting more fit for around a year. The measure of weight a patient will lose each month will change contingent on the stature and weight preceding medical procedure (Woodward 57).

When Your Fears About Dying Are Unhealthy

When Your Fears About Dying Are Unhealthy Phobias Print When Your Fears About Dying Are Unhealthy By Angela Morrow, RN linkedin Angela Morrow, RN, BSN, CHPN, is a certified hospice and palliative care nurse. Learn about our editorial policy Angela Morrow, RN Medically reviewed by Medically reviewed by Steven Gans, MD on November 28, 2019 Steven Gans, MD is board-certified in psychiatry and is an active supervisor, teacher, and mentor at Massachusetts General Hospital. Learn about our Medical Review Board Steven Gans, MD on November 28, 2019 PeopleImages/Getty Images More in Phobias Causes Symptoms and Diagnosis Treatment Types The fear of death and dying is quite common, and most people fear death to varying degrees. To what extent that fear occurs and what it pertains to specifically varies from one person to another. While some fear is healthy because it makes us more cautious, some people may also have an unhealthy fear of dying. Who Fears Death? The fear of death is so common that it has spurred multiple research projects and intrigued everyone from scholars to religious leaders. There is even a field of study called thanatology  which examines the human reaction to death and dying. Some interesting findings have emerged from studying the fear of death. According to the 2017 Survey of American Fears conducted by Chapman University,?? 20.3% of Americans are afraid or very afraid of dying. Its worth noting that this survey includes other responses that involve death which is more specific. For example,  murder by a stranger (18.3%) and murder by someone you know (11.6 %) are also included. Interestingly, almost as many Americans (20%) fear public speaking. This thought has prompted comedian Jerry Seinfeld to quip,?? This means to the average person, if you go to a funeral, youre better off in the casket than doing the eulogy. Women have generally shown a greater tendency to fear death versus men. This is possibly due to the fact that women are more likely to admit to and discuss such fears. The fact that, historically, men are more likely to believe in dying for a cause or purpose may also contribute to this. Some researchers will argue that young people fear death more than the elderly. However, one study conducted among dying people in Taiwan showed that the fear of death actually did not decrease with increased age.?? Additionally, the same study showed that a patients fear of death decreased after they were admitted to hospice care. Its possible that this was a result of the education and holistic emotional and spiritual support patients receive from members of the hospice team. Types of Death Fears It is possible to break down our general fear of death into several specific types of fears. Fear of Pain and Suffering Many people fear that when they meet death, they will experience excruciating pain and suffering. This fear is common in many healthy people, as well as in patients dying of cancer or other terminal illnesses. Unfortunately, many people do not realize that palliative care can help alleviate pain and other distressing symptoms. Fear of the Unknown Death remains the ultimate unknown because no one in human history has survived it to tell us what really happens after we take our last breath. It is human nature to want to understand and make sense of the world around us. The reality is that death can never be fully understood by anyone who is living. Fear of Non-Existence Many people fear the idea that they will completely cease to exist after death occurs. We might typically associate  this fear with atheists or others without personal spiritual or religious beliefs. The truth is that many people of faith also worry that their belief in an afterlife isnt real after all, or that they did not earn eternal life while alive. Fear of Eternal Punishment Similar to the fear of non-existence, this belief does not apply only to devout believers of religious or spiritual faith. Many people â€" regardless of their religious persuasion or lack of spiritual beliefs â€" fear that they will be punished for what they did, or did not do, while here on earth. Fear of Loss of Control Human nature generally seeks to control the situations we encounter, but death remains something over which we have absolutely no control. This frightens many people. Some may attempt to exert some form of control over death by behaving in an extremely careful manner to avoid risks or undergoing rigorous, frequent health checks. Fear of What Will Become of Our Loved Ones Another very common death fear focuses on the worry of what will happen to those entrusted to our care if we die. Parents, for example, might worry about a newborn or child. Family members providing home care-giving to a loved one might fear that no one else can handle their patients many needs and demands. Someone in the prime of their life might feel afraid at the thought of leaving a spouse or partner alone due to death. Healthy vs. Unhealthy Fear of Death In general, the fear of death can actually prove healthy for human beings. When we have a fear of dying, we often act more carefully and take appropriate precautions to minimize risks, such as wearing seat belts or bike helmets. A healthy fear of death can also remind us to make the most of our time here on Earth and not to take our relationships for granted. Fearing the reality of death might also push us to work harder in order to leave a lasting legacy. George Bernard Shaw perhaps summed it up best by saying, I want to be thoroughly used up when I die, for the harder I work the more I live. On the other hand, a fear of death can sometimes prove so severe that it interferes with someones daily life. Known as thanatophobia, this intense, often irrational fear of death can consume someones thoughts. It may even affect the most basic decisions they make, such as refusing to leave the house just to bring in the mail. A Word From Verywell Being afraid of death is natural and many people share in this fear to some extent. If you suspect your fear has risen to the level of thanatophobia, it is best to seek assistance from a trained mental health professional.

Things Fall Apart And Purple Hibiscus Essay - 1257 Words

The icon of presidential history, Donald Trump once claimed, â€Å"the concept of global warming was created by and for the Chinese in order to make U.S. manufacturing non-competitive. Whether it is right or wrong, if an individual trusts a notion, it is a belief. Various beliefs lead to the differentiation between humans, and what makes us so individualistic. By building confidence in a concept, one has the ability to formulate further convoluted ideas off of that original belief. For instance, you could believe in magical witches. To protect yourself, one might keep holy water because they trust that will prevent yourself from harm. Thoughts such as beliefs has begun to impact everyday routine and profoundly influences social structure as†¦show more content†¦Okonkwo was torn apart between the dilemma of letting the execution proceed or to take initiative to prevent it. By not taking action, it would make him seem feminine and break every one of his convictions. These mas culine principles are what made him to become the successful man that he is. However, he would have to kill Ikemefuna, who he began to care for, as he would for one of his sons. On the expedition to execute the boy, Okonkwo, shackled to his own principles, took Ikemefuna’s life. This illuminating scene impacted Nwoye to later separate himself from his family and caused other chain reactions. In addition, Okonkwo too was mentally damaged following the death of Ikemefuna. He was â€Å" o weak that his legs could hardly carry him,† he could not eat, and â€Å"did not sleep at night.† Becoming feminine or possessing a characteristic remotely close to his father, is what Okonkwo feared the most. Okonkwo s personal rules and the Umuofia structure of masculinity cornered him into taking the last dying breathe away for Ikemefuna, despite his love for him. â€Å"Okonkwo never showed any emotion openly, unless it be the emotion of anger. To show affection was a sign of weakness,-the only thing worth demonstrating was strength.† (Achebe 10) To show emotion was seen as feminine. The social structure that pedestals masculinity, enforced Okonkwo into grudgingly, act unreasonably. Contradictory to his instincts, Okonkwo was pressured to undergo the execution. The dismalShow MoreRelatedThings Fall Apart And Purple Hibiscus Essay1374 Words   |  6 PagesThe Nigerian novels, Things Fall Apart by Chinua Achebe and Purple Hibiscus by Chimamanda Ngozi Adichie, examine the intricate lives of characters and their family dynamics. Okonkwo, from Achebe’s novel, is a p owerful man from the village of Umuofia, and Beatrice, from Adichie’s novel, is a submissive and abused wife. Despite Okonkwo and Beatrice both killing a family member, Okonkwo commits this act out of cowardice and fear of being viewed as weak, whereas Beatrice poisons Eugene as an act ofRead MoreIgbo Dictionary129408 Words   |  518 Pagesvocabularies are based on the same list that Thomas uses in his Specimens of languages from Southern Nigeria (1914), in which he gives lists from 26 dialects of Igbo and closely related languages. Part V (1914) consists of Addenda to IboEnglish dictionary; apart from corrections to Part II, this volume adds a large amount of material from the Asaba dialect. In general, Thomass material is extensive, but inadequately transcribed and analysed. The CMS mission at Onitsha undertook the collection of a considerable

The Value Of Filial Piety - 918 Words

Culture: I applied symbolic interactionism. As one of the oldest countries in the world, China dates back to ten thousand years. With more than five thousand years of traditional culture, China has a formal set of values, beliefs, customs, language, etc., which have been passed generations. Confucianism is the most influential philosophy guiding Chinese people living in different centuries. The Confucian-based values including harmony, filial piety, and obligation help shape my personality. The value of harmony: Confucianism emphasizes the importance of building harmonious relationships with others to make the society stable (Kaplan). It means that in every relationship, people should show benevolence, righteousness, loyalty, and humility. These values profoundly influence Chinese people including my family members. Husband and wife, parents and children, and friend and friend only maintain a harmonious relationship, they could make a stable society. The value of filial piety: Chinese society is characterized by patriarchy and hierarchy. Elders make the most decisions. Confucianism advocates people to show respect and compliance for elders. Most of the Chinese people treat filial piety as the most important traditional value. It requires the younger generation to follow the elders’ words without a doubt. If a kid disputes with his/her parents, he/she shows unrespect for the parents. The value of obligation: Each personal has different social roles in different socialShow MoreRelatedFilial Piety1074 Words   |  5 PagesEssay about using ‘filial piety’ as an example, explain how cultural practices/values change Introduction and background: When it comes to filial piety, it should be a complex concept with different meaning and value in distinct period and region. Dating back to the history of filial piety, Chinese Confucian is the most representative pillar which claims: A respect for the parents and ancestors. However, filial piety is not unique for Chinese. East Asia country like Japan and Korea also hadRead MoreConfucianism and Taoism Essay982 Words   |  4 Pagesphilosophies, a more in depth analysis of two of their key ideas –filial piety and education—reveals that they do share some similarities. Both Confucianism and Taoism seem to have opposing views on the subject of filial piety. In The Analects, Confucius urges us not only to serve our parents, but also to obey and respect them under all circumstances. However, in the Tao Te Ching, Lao Tzu wrote: â€Å"When there is no peace in the family, filial piety begins† (no. 18). What does he mean by that? One possibleRead MoreConfucianism And The Chinese Society1257 Words   |  6 Pagesday society. However, what these people fail to realize is that Confucianism’s roots have been so integrated into China’s society that the values have become a part of every day life. 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Piety was taken up from Greco-Roman virtue ethics by the ChristianRead MoreConfucianism And Its Influence On Chinese History1713 Words   |  7 Pagescan be considered as an ancient Chinese philosophy as well as a popular religion in the Chinese history. It is known to be a way of life taught by Confucius. Although being transformed over a long period of time, Confucianism is still the source of values and the social code of the Chinese. It not only has a great influence to the Chinese history both spiritually and politically, its influence also extends to many Asian countries. For a long period of time, Confucianism was just part of the thousandsRead MoreA Short History Of Confucianism And Confucianism1196 Words   |  5 Pagesphilosopher Confucius in the 6th–5th century BCE, and it has been followed by the Chinese for more than 2000 years. Although Confucianism as changed over time, at its core, it is still places the same emphasis on the substance of learning, the source of values, and the social code of the Chinese. Additionally, the influence of Confucianism has extended to other countries such as Korea, Japan, and Vietnam. While Confucianism is sometimes viewed as a philosophy or religion, Confucianism is probably best understoodRead More Passages from The Analects of Confucius Essay1611 Words   |  7 Pagessection on filial piety. From the text, it can be said that Confucius values the importance of family and respect for those older than himself over the elemental principle that says stealing, in any situation is wrong and should be corrected. This verse is from the section on filial piety, which means a devotion to and reverence for parents and family. To Confucius, the highest and deepest respect for parents and elders should take precedence over everything else. 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The cultural norms of ’filial piety’ to keep supporting system between generations within the family, economic values to the family and the state, and challenges to traditional familial care, contribute to the home care as the marketisation trend of care for older people in China. 1.1 Persistent cultural value of ‘filial piety’ and social changes The familial supports to older people are morally and legally encouraged in China. The cultural norms of ‘filial piety’ are rooted in China, allocatingRead MoreA Critique of Confucian Morality1601 Words   |  7 Pagesimportance that is placed on the liberal individual as opposed to someone who is seemingly a subordinate to his society. From this point of view, the sage’s teachings on filial piety, gender, and society’s hierarchal nature can be critiqued as they show to be traditional and stint progress. Firstly, the Confucian concept of filial piety can suppress individual thought, which is relevant in many Western philosophies. Confucius upheld that the youth should respect and honour their elders, especially

Yoga poses Free Essays

Yoga is basically a scientific system of mental and physical practices that did originate from India. Its role is to offer help to people in order to achieve the highest potential as well as experience happiness and health. In our daily life, it is significant to learn on how to relax after some time through practicing some beneficial activities. We will write a custom essay sample on Yoga poses or any similar topic only for you Order Now Relaxation practices as far as Yoga is concerned are beneficial and quite effective. Anyone who practices yoga usually begins to deeply appreciate the breadth and the depth of its major benefits. It is therefore imperative to analyze some of the yoga poses; camel, tree, chair and child’s pose and come up with some of their benefits as well as contraindications. Benefits of Tree (Vrksasana) Adapted from http://www. yogajournal. com/poses/496 Vrksasana tree pose usually means standing with your hand as it is raised towards the sky (Kevin, 2010). The tree pose is beneficial in the fact that it strengthens your calves, ankles, thighs and spine. It stretches the groin, chest and thighs as well as improving one’s balance. Through practicing tree, one reduces the flat feet and it enhances mental stability and concentration. It also relieves Sciatica. Basically, this pose helps a lot in strengthening every part of the body and to create a calmer and stable body. The shoulders and the arms stretch up thus all the bones in the body also gets to have a great massage. There is always a fresh supply of the blood because of the tilted pose. It stretches the muscles, arms, wrists and the shoulders making them agile and flexible. The pose usually strengthens ones strength and helps in amplifying the stamina. The balancing act usually helps one to remain completely cool and calm because of the stability that it usually offers. There is always a calming effect of the mind that helps in making the brain to remain relaxed. Contraindications/ cautions of Tree (Vrksasana) Some of the contraindications of this pose are that it causes headache, insomnia and low blood pressure. For those people who have high blood pressure, they should not raise their arms overhead (Shannon, 2005). Personal benefits of Tree (Vrksasana) pose This pose is quite beneficial to me as it tones the muscles of the legs and it improves my sense of poise and balance. It also enhances my concentration and posture, strengthening my ankles my back as well as the hips. When I shift my weight onto my left foot I enhance my posture and balance making me more stable. With lots of practice I have also learnt to pose with my eyes closed as I exhale thus leaving me completely at ease and calm. The pose has enabled me to be more flexible and agile. Challenges and goals It is usually challenging for me at times to stand on one leg and build balance. I get so challenged when I have to focus since focusing and concentration is quite important. It gets hard when I have to stay for around 30 seconds to around I minute resting my hands on the top of my pelvis. I feel some slight headache which ebbs shortly leaving me relaxed. The pose is meant to enhance my balance and since I have a stiff back, to reduce sciatica leaving me flexible and calm. Benefits of Camel (Ustrasana) pose and the goals Adapted from www. quickfityoga. com The camel pose is beneficial as it compresses the spine and relieves the back problems (Camel pose, 2010). It also helps in digestion as it opens the rib cage and the lungs. It is helpful in stimulating the nervous system, helps in bronchial problems, strengthens the shoulder muscles as well as the back, improves the flexion of the neck, stretches one’s throat and helps in elimination of the toxins. It is also beneficial in flushing fresh blood via the kidneys. The major goal in practicing camel is to stretch the immense hip flexors, strengthen the back muscles as well as improve my posture. Contraindications Some of the contraindications are low and high blood pressure, migraine headache, serious low back as well as neck injury and insomnia. Challenges of camel Camel is one of the poses that is extremely challenging to me. I usually find it completely hard on my knees and my neck always feels pinched whenever I let my head drop backwards. It is also intense on my back and always makes me feel like screaming. I also experience some slight headache. Personal benefits of camel The pose stresses my entire front and leaves me feeling calm and flexible. With some few practices my back is stronger and my posture has improved. Before I started the camel class I used to feel anxious and fatigued which has hence ebbed with time. Benefits of – Chair (Utkatasana) and goals Adapted from http://yoga. about. com/od/yogaposes/a/utkatasana. htm The chair pose helps a lot in strengthening the arms. Thus the main goal in having this pose is to make the thighs strong. This helps to strengthen the calves, spine and ankles (Chair pose, 2010). In addition it stretches the chest and the shoulders, stimulates the heart, diaphragm and the abdominal organs. It also helps in reducing the flat feet. Contraindications The major contraindications are insomnia, headache and low blood pressure. Challenges of the chair pose and personal benefits The chair pose is quite challenging for my upper body. The idea of pressing my hands flat together and straightening the arms directly makes me feel uneasy. I feel like my shoulders, thighs and chest are blocked. I also feel intense headache and dizziness but it leaves me feeling great. The major personal benefits are that it has helped a lot in the opening of my hips and the thighs as well as warming my entire body. My knees, hips and ankles have stabilized with time and I feel more flexible. Benefits of Child’s pose (Balasana) and its goals Adapted from http://www. yogajournal. com/poses/475/ The major benefit of the child’s pose is that it helps in relieving back pain. It is a brilliant resting pose as it is useful after strenuous postures for example headstand thus restoring the body’s circulation and acts as a counter pose to the back bends. Its main goal is to help in deep relaxation and is called the child’s pose because one usually forms the shape of the baby. It is beneficial in the fact that since the head is lower than the heart, there is more circulation on the face. It works on muscles and is a major natural therapy to stress, depression, anxiety and fatigue. It calms the brain and helps in relieving neck and back pain. Contraindications It may lead to diarrhea and knee injury and pregnant mothers are advised not to have it. Also it should be done under supervision of an experienced teacher (child’s pose, 2010). Challenges and personal benefits Child’s pose tones and strengthens my ankles, hips and thighs. The longer I hold the pose the more I feel at ease and calm. The pose usually relaxes my brains and clears all the negative thoughts. It also helps me to focus as I breathe deeply during the pose as I inhale some positive thoughts and exhale all tensions. Child’s pose is quite challenging for my ankles as I feel intense pain. To ease the pain I slip a rolled cloth directly to the joints and as my knees are not comfortable with kneeling I place a chip foam or blanket between the heels and the butt. References Brophy, Shannon. 2005. Vrksasana. Retrieved 2, June, 2010 http://www.yoga.com/ydc/enlighten/enlighten_document.asp?ID=351section=9cat=144 Camel pose. 2010. Retrieved 2, June, 2010 http://www.yogajournal.com/poses/688 Chair pose. 2010. Retrieved from 2, June 2010 http://www.yogajournal.com/poses/493 Pederson, Kevin. 2010. Benefits and importance of Adho Mukha Vrksasana. Retrieved 2, June, 2010http://www.yogawiz.com/articles/4/yoga-asana-benefits/benefits-and-importance-of-adho-mukha-vrksasana.html How to cite Yoga poses, Papers

Plants Essays - Plant Anatomy, Plant Morphology, Plant Physiology

Plants Plants are the basis of the food pyramid for all living things, even other plants. They have always been very important to people, not only for food, but also for clothing,weapons, tools, dyes, medicines, shelter and a great many other purposes. Both humansand animals benefit from plants. We eat many different types of plants such as fruits andvegetables. We also use plants for our herbs. Plants are also used to manufacture manydifferent products such as shampoos, rubber, paper, and camera film. In some countries,fermented sugar cane is used instead of gasoline. Animals use plants in many differentways also. They eat many fruits and other plants. Many animals use plants for shelter. Plants also provide animals with protection from predators. The destruction of differentplants sometimes leads to animals becoming endangered or extinct. The basic structure of plants consists of roots, stem, leaves, flower and/or fruit or seeds. A flower is the part ofthe plant that makes the seeds. The main parts of a flower are the carpels and stamens. These parts are often found in the center of the flower. There are egg cells in the carpeland pollen cells in the stamen. All flowers have four basic parts: sepals, petals, carpels,and stamen. Different flowers have different numbers and shapes of these parts. Mostplants can be divided into one of two general categories: herbaceous or woody plants. Herbaceous plants have soft stems, while woody plants are tree-like. Herbaceous plantsproduce completely new stems each year. The approaching cold weather causes the newstems to die back to the ground. Some herbaceous plants survive periods of cold byforming underground bulbs, or tubers used for food storage. Many herbaceous plantscomplete their life cycles within one growing season and the whole plant dies, even theroots. These annuals produce seeds that will form new plants the next year.Land plantsare divided into two groups based on whether they have vascular tissues or not. Allnonva scular plants are placed in one division. There are nine divisions of vascular plants. These are divided based on whether they form seeds or not.Division Bryophyta -nonvascular plantSClass - Musci - the mossesDivision Pterophyta - ferns, group ofseedless plantsDivision Coniferophyta - cone-forming seed plantsDivision Anthophyta -fruit-forming seed plants Class - Monocotyledonae Class - DicotyledonaeChapter2ROOTSRoots help to anchor a plant in the ground. . Plants generally conform to one oftwo root systems, a taproot system or a fibrous root system. . When the plant is grownfrom cuttings, a fibrous root system will form.Every root grows a mass of tiny hairs nearits tip to absorb water from the soil. These tiny hairs are called root hairs, and they aremade from cells. They take water to the main root. The main root brings the water to themain plant. The roots also help hold the plant in the ground. The inside of a roothas four different parts. The epidermis is the outside part. It is like our skin. It protectsthe inside parts of the root, like our skin protects us. Plants take in water from the soilthrough their roots. The water passes through the vascular rays until it reaches the centerof the root, the stele. This is where the veins are located. The veins are called xylem. They carry the water and food through the plant. Between the epidermis and the stele isthe fleshy cortex.Land plants are divided into two groups based on whether they havevascular tissues or not. All nonvascular plants are placed in one division. There are ninedivisions of vascular plants. These are divided based on whether they form seeds or not.Stems support the plant. They transport vitamins, minerals and water up and down insidethe plant. They also serve as a storage area for plants.There are several different types ofstems such as, woody, herbaceous, stolons, rhizomes, and bulbs. These are describedbelow. Herbaceous, non-woody, plants have vascular tissues arranged in bundles. Thesevas cular bundles are either scattered throughout the stem or found in a ring toward theedge of the stem. The stems of herbaceous plants remain upright because of the structureof the cells in the stem. The individual cells have rigid walls. . In woody plants, thephloem is located in a ring near the stem while the xylem is located more to the inside. The stem also takes on different appearances

Life Span Development

Life Span Development Abstract This paper is concerned with summarizing the main argumentative points of the study â€Å"Attachment, exploration, and separation: Illustrated by the behavior of one-year-olds in a strange situation† by Mary Ainsworth and Silvia Bell (1970), and with outlying what can be considered the study’s main strengths/weaknesses.Advertising We will write a custom coursework sample on Life Span Development specifically for you for only $16.05 $11/page Learn More The paper’s main idea is that, even though the mentioned article does contain a number of insights into the concerned subject matter, there are nevertheless a few weaknesses to it, as well. Introduction/Thesis statement One of the main preconditions that makes it possible for psychologists to choose in favor of a proper intervention-approach, when it comes to ensuring a healthy balance between the attachment-seeking and exploration-seeking anxieties in a young child, is their aware ness of the mentioned anxieties’ actual nature. In this respect, the study â€Å"Attachment, exploration, and separation: Illustrated by the behavior of one-year-olds in a strange situation† by Mary Ainsworth and Silvia Bell (1970) comes in rather indispensable. The reason for this is that this study effectively exposes the anxieties in question, as having been predetermined biologically by the laws of evolution. The authors also succeeded in establishing the discursive implications of the empirical data, obtained during the course of their study. In this paper, I will explore the validity of the above-stated at length, while also indicating what can be considered the study’s methodological weaknesses. (This is as clear, as it can be. We talk 4-page paper here – there is no way to have it expanded). Summary of the article The main idea that is being promoted by Ainsworth and Bell (1970) is that there is nothing ‘phenomenological’ in how infan ts go about forming the emotional attachments with their mothers, on one hand, and striving to explore the surrounding reality, on the other. According to the authors, the presence of these seemingly contradictory desires in a child is being reflective of the fact that he or she remains on the path of a thoroughly normal psycho-cognitive development.Advertising Looking for coursework on psychology? Let's see if we can help you! Get your first paper with 15% OFF Learn More It is specifically the genetic factors, which make it possible for the representatives of our species to adapt to the environmental changes, as they continue to evolve, in the evolutionary sense of this word (Ainsworth Bell, 1970). Being utterly helpless, infants solely depend on their mothers. However, they are also being genetically ‘programmed’ to explore the world (when the nearby presence of their mothers is ensured), as the main prerequisite to be able to get out of the s tate of infancy (‘weakness’). To test the validity of such their hypothesis, Ainsworth and Bell conducted a longitudinal naturalistic investigation (over the sample of 56 infants, with their age ranging from 49 to 51 week-old) of how the externally applied stimuli affects the attachment-seeking and exploration-seeking behavioral patterns in a child. As the investigation’s empirically obtained data indicates, the selected infants did tend to exhibit an attraction towards the ‘novelty’ (strange situation), for as long as they were sure of their mothers’ nearby presence, â€Å"One of the conditions which facilitates approach and exploration of the novel is the presence, in reasonable but not necessarily close proximity, of the mother the object of attachment† (Ainsworth Bell, 1970, p. 60). It was also established that the exploration-seeking behavior, on the part a child, substantially weakens if he or she experiences the absence (remote ness) of an attachment-figure (mother), â€Å"Absence of the mother tends to tip the balance in the opposite direction with a substantial heightening of attachment behavior and concomitant lessening of exploration† (Ainsworth Bell, 1970, p. 61). What it is particularly notable, in this respect, is that such a behavioral pattern appears to be fully consistent with how infant-monkeys act, while placed under the similar set of circumstances. This, of course, implies the methodological appropriateness of the positivist method of making inquiries into what accounts for the mechanics of the young child’s behavior. In addition, it suggests that the would-be-applied intervention strategies (concerned with adjusting the child’s act to be emotionally balanced) can never cease being observant of the fact that, in order for us to be able to understand one’s reactions to the externally applied stimuli, we need to have a clear vision of what may account for these reac tions’ evolutionary function. (It is unclear from the comment what the professor implies).Advertising We will write a custom coursework sample on Life Span Development specifically for you for only $16.05 $11/page Learn More Critique of the article There can be only a few doubts that the study in question does represent a great value, as such that contains a number of insights into what causes small children to behave in one way or another, while facing the strange. Probably the main insight, in this respect, is concerned with the fact that, as the study indicates, in order for infants to be able to ensure their ‘evolutionary fitness’, they must be provided with the opportunity to enjoy the company of what happened to be their ‘attachment figures’ (mothers). After all, the concerned study does show that the notions of ‘attachment’ and ‘exploration’ (in regards to the behavioral patterns in a child), do organically derive out of each other. The implication of this is quite clear – it represents the matter of a crucial importance to ensure that small infants are able to form an emotional attachment with their parents (specifically, mothers) early in life. The reason for this is that without ‘attachment’, there can be no ‘exploration’, and consequently – no thoroughly normal psycho-cognitive development, on the part of a young child. What I also find utterly valuable about the study in question, is that it promotes the idea that, in order for psychologists to be able to gain an in-depth understanding of the workings of one’s psyche, they must be willing to refer to the representatives of Homo Sapiens species, as to what they really are – namely, ‘hairless apes’. Even though this particular implication of the concerned study may appear somewhat ‘unethical’, it does not make it less discursively legitim ate. (In the sense of how it relates to the currently dominant socio-cultural discourse of post-modernity). Nevertheless, there are also a few drawbacks to the study in question. The main of them appears to be the fact that the sample of 56 infants (who participated in the experiment) can hardly be considered thoroughly cross-sectional (in the sociological sense of this word) – especially, if we take into consideration that all of them happened to be White.Advertising Looking for coursework on psychology? Let's see if we can help you! Get your first paper with 15% OFF Learn More This, of course, undermines the would-be universal applicability of the study’s conclusions. What also undermines the study’s scientific legitimacy is that, methodologically speaking, it is unnecessary complex. Obviously enough, the authors tried a little too hard striving to ensure the scientific soundness of the investigated subject matter – hence, the hardly understandable formulas/graphs, contained in the study. (I do not deny the appropriateness of graphs; I simply suggest that the empirical phase of the research could have been more efficient). Even though Ainsworth and Bell do deserve to be given a credit, on the account of attempting to ensure the study’s methodological integrity, the researched matter’s qualitative nature suggests that they would be better off having refrained from adopting such an approach. After all, the investigation’s empirically obtained data is far from being considered counterintuitive. Quite on the contrary – it correlates rather well with what one’s commonsense logic tells about the mechanics of how a child reacts to the ‘strange’. We do not talk nuclear physics here. Conclusion I believe that that the deployed line of argumentation, in regards to what appears to be the reviewed study’s discursive significance, is thoroughly consistent with the paper’s initially provided thesis. (As I mentioned earlier, due to what was the paper’s page-wise format, I was simply in no position to provide an extended conclusion). Reference Ainsworth, M.S., Bell, S.M. (1970). Attachment, exploration, and separation: Illustrated by the behavior of one-year olds in a strange situation. Child Development, 41(1), 49-67.

4 Rules For Creating Awesome Content Your Audience Loves

4 Rules For Creating Awesome Content Your Audience Loves I know you’re not just another aimless blogger (or podcaster, video maker, [insert  what you do  here]) looking to clutter up the Internet. You have a specific purpose behind your content. You want to create content  that is valuable for your audience and grows your business. That’s the good news. The bad news is that, even with a noble purpose like that one, it’s really hard to get your content noticed. 4 Rules For Creating Awesome #ContentMarketing Your Audience Will Love via @sonjajobsonNo one is looking for plain old â€Å"accurate† or â€Å"relevant† content anymore. They don’t have to look for it because it’s flooding their inbox and social streams constantly, like an all-you-can-eat buffet. Your audience wants something more. They want content that not only provides accurate and relevant information, but something that applies to their specific situation, something they can relate with, and something that helps them make real, significant improvement in their life. Whether you’re aiming to teach, inspire, or entertain with your content, use the following 4 rules to create content  that your audience will love, share, and come back for. No one looks for accurate or relevant #content. Thats everywhere. Yours has to be better.Rule #1 – Not All Topics Are Created Equal Your readers are very picky. And why shouldn’t they be? Somewhere around 2 million blog posts are written every day. That’s a heckuva lot of content to choose from. So when it comes to picking a topic for your next blog post or video, it’s worth putting in a little extra time- and research- to get it right. And there’s one more thing to consider: A content topic that sounds great to you might not sound great to your audience. In order to stand out from the sea of content we’re all swimming in, you need to get inside your readers head. And here’s how to do it. Step 1: Stop confusing â€Å"audience† with â€Å"peers†. Sometimes when we sit down to create content, we accidentally slip into peer-mode. This is when we  create content that we  think will be impressive in our  industry. The problem is this: Content that impresses others inside  our industry isnt necessarily what will impress our  audience. Make sure you’re addressing topics that will help your viewers, not your peers. A topic that sounds great to you might not sound great to your audience. #blogging #contentmarketingStep 2: Do some Internet stalking. The very best way to find out what your audience really wants to know about is to go straight to the source. Look at questions your readers are asking, the problems they are struggling with, and the solutions they are searching for. Scour the comments sections on other related blogs to see what people are asking about. Check out QA websites like Qu0ra and Yahoo! Answers. Scan  profiles on social media for complaints, questions, or rants. This is all fodder for your next irresistible piece of content. Research  questions, problems, struggles, and solutions. #contentmarketing #bloggingStep 3: Look before you write (or record). Most topics have already been written about. It’s really hard to come up with a 100% original idea to create content on, so I’m not going to suggest you try and do that. But you should avoid creating content that is nearly interchangeable with what’s already out there. So after youve decided on a topic, do a quick Google search to turn up other content written on the subject. Ask yourself, â€Å"how can I improve on what’s already being said?† and â€Å"were there any questions left unanswered in that post/video/etc.?† and â€Å"how can I put my own spin on this subject?† Connect with your audience by improving on the #content that already exists. #contentmarketingRule #2 – Relate With Your Audience Earlier, we talked about how there is an abundance of blog  posts written every day, and how almost every topic has already been written about. This has led to a very important shift in what people are looking for online. Instead of searching only for accurate information and helpful tips, they are looking for those things piled on top of a style, personality, or a view point they can relate to. Your audience might have read a dozen blog posts on how to choose the right color paint for their kitchen remodel, but they might not really get it until they hear it from you. Your unique perspective, background, opinions, and personality will make your content unique. It won’t appeal to everyone, but it will appeal very strongly to those that relate with you (aka your dream customers or readers). So how, exactly, do you tap into what makes you you in order to create content that your readers can relate with? Start by getting comfortable showing some vulnerability. Get vulnerable with your audience. Share  opinions, values, and failures. #bloggingWhen we put our opinions, values, past failures (and even successes) out there, we open ourselves up to some degree of push back. But we also open ourselves up to a whole new level of connection with our audience. People can find facts anywhere- what they really want is the story. Your story. Rule #3 – Stay Focused Youve probably heard the expression that people have the attention span of a goldfish online. It’s true that almost all of your visitors have their cursor hovering over the back button, so it’s vital that you find a way to capture and keep their attention. One of the best ways to accomplish this is to stay focused. Bunny trails, long-winded introductions, and off-topic side notes are great ways to lose your visitor’s attention. Choose one very specific  topic for each piece of content, and then stick to it. If you try to tackle a topic that’s too large, you’ll feel yourself drifting from point to point. Bunny trails, long-winded introductions, and off-topic side notes lose attention. #bloggingHere’s a trick for making sure your content is focused: Identify the outcome you want for your audience after they view  your content. What one thing do you want them to learn, understand, or get inspired about? At every paragraph, bullet point, and sub-header, ask yourself â€Å"does this help my visitor accomplish that one specific goal?† Does every paragraph, bullet point, and sub-header help your audience accomplish a specific goal? #4 – Give Them An Easy Win Remember the outcome you identified a minute ago for your audience to achieve after viewing your content? This is the step where you drive that home and create  content so valuable that your audience will love it, share it, and come back for more. We know that valuable content should help our audience achieve something (whether it’s a specific goal, a lifestyle change, or even a mindset shift), but achieving it is often a process. We all tend to resist starting a new process- whether it’s for a lack of time, motivation, or courage- so how can you help people act on your content? The simple answer: Make it ridiculously simple to do so. The actual process of achieving the outcome your content was created to produce might take a while (say, losing weight), so break the process down and identify one, tiny step your audience can take in that direction. For our â€Å"losing weight† example, maybe this small step is identifying one thing they could do today to eat just a little bit healthier or get in an extra 10 minutes of exercise. Choose something very small that your audience can do for an easy win. It will build momentum toward that goal. This transforms your content from something abstract into something actionable.

How did the Nazi Party begin to change the culture of Germany Essay

How did the Nazi Party begin to change the culture of Germany - Essay Example 1999, p. 278). Another technique that Hitler and his Nazi colleagues used was a program of speeches and gatherings. Hitler notes in his introduction to â€Å"Mein Kampf: â€Å"I know that fewer people are won over by the written word than by the spoken word and that every great movement on this earth owes its growth to great speakers and not to great writers.† (Hitler, 1924). This created loyalty to him, and from there he began to foster a culture of blame. The Nazis introduced into German society a hatred of Jewish people, many of whom were loyal to the German state and proud to combine their nationality with their religion. In a diary recoding all the insults that happened to her on an increasing basis, Dr Herta Nathorff quotes a Roman Catholic nun who said to her â€Å"Frau Doktor, we needn’t fear hell any more. The devil is already abroad in the world.† (Perry et al., 2000, p. 169) Shops and businesses were boycotted, and there was a violent disturbance on t he occasion now remembered as â€Å"Kristallnacht† (Night of the Broken Glass) on November 10th 1938 in which thousands of Jewish windows were smashed to demonstrate the hatred that the Nazis had for Jewish traders.

Financial Plan Assignment Example | Topics and Well Written Essays - 3250 words

Financial Plan - Assignment Example The essay discusses that business plan can be defined as a statement that sets forth the business goals that an individual has; the reasons that compel such an individual to believe that such goals are attainable and the steps and plans that the individual has towards that will help them attain those goals. The plan would also contain background information about the potential business and the team that will be used to help achieve the goals. The business plan has several sections the most important of which is the financial plan which details the revenue and costs forecasts of the business, the budget, the cash flows of the business, the costs requirements, the costs management plans to be applied, the sources from which the business will source its funds, the implementation plan of the business’s finances and the business’s control measures for such finances. Therefore the financial plan can be defined as a plan that shows how much revenue will be generated from the b usiness, how such revenue will allocated on various types of costs, how the surpluses shall be invested and how the deficits shall be sourced. This paper describes the type of business for which the business plan is being prepared. This section gives a brief description of what products or services the business will be offering and a brief description of the market in which the business will be operating in. The brief description of the product or service offering and the brief description of the market is used to determine the uniqueness of the business which helps it stand out from the rest of the businesses in that particular market. Finally the name of the business and the type ownership the business will assume are described in this section (McKeever 2010). i. Mission and Vision of the business The mission section of the business plan spells out the business strategy which seeks to answer the three main questions which potential customers might be having regarding the business in question. These questions are what the business does, how it does it and for whom. The vision statement on the other hand, spells what goals the entrepreneur of the business had for the business and what he/she envisioned the business to be in future (John and Harrison 2009). The mission and vision helps the customers and the general public to understand what the business is all

Analysis of Indias Mutual Fund Industry

Analysis of Indias Mutual Fund Industry Executive Summary The report titled â€Å"Mutual Fund† has been prepared to give an in-depth analysis of mutual fund industry in India and also a brief study of Mutual fund structure outside India. The report starts with the introduction of Mutual Fund, giving details about what Mutual Fund is all about. This has been done so to make even a layman understand what a mutual fund is. After the introduction part, there is a mention of the parties involved in mutual fund business, namely the AMC, Fund Managers, Dealers of Mutual Fund, Distributors, Investors of Mutual Fund, and the Regulators and so on. Later on, in the report, the inclusion of types of Mutual fund, gives a good knowledge of different categories of mutual fund. The categorization has been made on different measures. Almost all the measures have been included in this report. This part of report has great details of the types of mutual funds. Later part of the report contains the Mutual Fund history in India. The developments that have taken place since the start of Mutual Fund in India have been discussed in this part of the report. The history of Mutual Fund has been discussed in here under different phases. After the history part, the report discusses about the different fund performance. One of the important parts of the part is the NAV part. In this section of report, a detailed study has been done on Net Asset Value (NAV) of Mutual Fund. How the NAV is calculated, its misconception in the minds of investors, how important it is for the parties of Mutual Fund has been explained in this section of the report. Just after this section, there is a mention of Taxation in Mutual Fund. How Mutual Funds are taxed and what are the tax-free Mutual Funds available in the market has been discussed. This part has been discussed with examples, so as to make the investors understand, how they can be benefited with the buying of Mutual Funds. The different terminologies in Mutual Fund namely, SIP, SWP, ARP, AWP, etc has been discussed in this report. The last section of the report discussed about the risks involved in the mutual fund. The different methods through which the risks involved in mutual fund, has been discussed in this section. Also discussed are the advantages and disadvantages of buying a mutual fund. There has also been a comparison made between the returns that can be earned from mutual fund as compared with fixed deposit in banks, in post offices and investment in stock markets. MUTUAL FUNDS What is a Mutual Fund? A mutual fund is a vehicle to pool money from investors with a promise that the money would be invested in a particular manner, by professional managers who are expected to owner the promise. In India mutual funds are governed by the regulations of the Securities and Exchange Board of India (SEBI). The basic idea behind a mutual fund is that individual investors generally lack the time, the inclination or the skills to manage their own investments. Thus, mutual funds hire professional managers to manage the investment for the benefit of their investors in return for a management fee. Then Mutual Funds came as a solution to benefit investors who had little or no idea about the working of stock market but were eager to create some money out of it. It was created for the benefit of investors who were not able to understand the complicated functioning of the stock market but had money to invest in it. The basic purpose of any mutual fund is to put the money of the investors into various scrip in the stock market by creating a portfolio (a collection of various shares) and making investors understand the benefits and drawbacks of each and every scheme. The benefit to the customers is that they can invest in various stocks, can get help from professional people and that their money is being managed by professional who have clear understanding of the market. The organization that manages the investment is the Asset Management Company (AMC). Employees of the AMC who perform this role of managing investments are the fund managers. Professional Managements Main idea behind mutual fund is that individual investors lack time and technical skills to research their choice of stock and invest in them so mutual fund hire skilled professional to manage investment of investors in return of management fee. The organization which mange this mutual funds are called Asset Management Company (AMC) And employees who perform this task are called Fund Mangers SCHEMES Portfolio Management Schemes Investors have their own preference on how they want to invest their money and how much risk they want to take. Personal treatment with which an individual investor manages their investment and how much risk they want to be decided is done by professional managers is referred as Portfolio Managements Schemes (PMS). This is normally done for investment under Rs 10 lakhs. Money in trust A mutual fund manages investment of the schemes for the benefits of the investors. Every schemes has an Investment Portfolio (portfolio statement) Account of income and expenditure (revenue Account) Account of asset and liabilities (Balance Sheet) To insure fairness in investment, SEBI regulates the expenditure that can be charged to a scheme. Who are the Parties Involved? Investors Every investor according to their financial position takes risk that is called risk profile or risk appetite. So hypothesis tells that by taking risk of loosing whole or partial money it is possible that investor would gain profit out of investment. Trustees These are the people within the mutual fund organization who are responsible ensuring that investors interest in a scheme is taken care properly. Asset Management Company AMCs manages the investment portfolio of schemes. An AMCs income come from the management fee it charges for the schemes it manages. Every AMC asset under management because cost can not be reduced below some fixed level after that it becomes viable. Distributors Distributors bring investors in mutual fund and it earns commission on each investors. It is AMC decision whether to bear cost fully on distributors or partially. On financial and physical resources distributors could be: Tier 1 who have their own franchised network reaching out to the investors all across the country. Tier 2- who are generally regional players with some reach within their region. Tier3 who are small and marginal players with limited reach. Registrar An investors holding in mutual fund schemes is typically tracked by schemes Registrar and Transfer agent. Some manages it own house and some appoint it outside. Request to invest more money or to redeem money against existing investment is done by RT. Custodian/Depository The custodian maintain the securities in which the scheme invest this ensure an outgoing independent record of the investment of the schemes Schemes and units:- Investment in company is normally represented by certain number of shares People invest in a company by acquiring its share and disinvest by selling its shares. The total outstanding shares of a company multiplied by the face value of each share, Constitute the share capital of a company. Shares are represented in a company and units are represented in a mutual fund scheme. Types of schemes Mutual fund schemes can be offered with any of a range of investment objectives each corresponding to a certain point in the risk return matrix. It can be categorized based on tenor, asset, class, position philosophy geography. Open End Schemes These are the schemes which do not have the fixed maturity. The mutual fund ensures the liquidity by announcing sale and repurchases prices for the units of an open end schemes on an ongoing basis. Investors who wish to exit from an open end scheme can offer their unit to the mutual for redemption, generally called repurchase. Similarly mutual fund can sell new units to investors who want to participate in schemes generally called sale. Additionally a mutual fund can choose to provide liquidity by listing in stock exchange, in that case investor can either trade schemes or opt for above mentioned route. Closed End Schemes These are schemes which have fixed maturity Liquidity in such case is available through listing in stock market. Trade alters change in ownership but dont change in schemes unit capital. Occasionally closed end schemes provide a re purchase option to investors. Either by a specified period or after a specified period normally up to a total limit for all investors together, or limit per investors. Such repurchase would reduce the unit capital of the schemes. Asset Class Equity schemes invest in shares. Depending upon the schemes objective investment could be, Growth stock where earning growth is expected to be attractive Momentum stock that can go up and down with line market Value stock where the fund manager is of the view that current valuation in the stock market does not reflect intrinsic value Income stock that can earn high returns through dividends. Debt or income schemes GILT schemes These invest in government securities. Apart from being the most liquid schemes in the debt market, government securities are eligible for liquidity support. Bond Schemes These schemes invest in bond securities issued by the government or any other issuer. BondSchemes can help people overcome some of the barriers to private renting posed by the requirement to pay a bond to a landlord. Bondschemes are usually set up by the local authority, a voluntary organization or by the Probation Service. All BondSchemes have the same goal: to help people who could not otherwise do so to access private rented accommodation. In achieving this goal a successful scheme will be contributing to the confidence and efficiency of the private rented sector and helping to combat homelessness by assisting homeless and potentially homeless people. Features of the 8% Savings (Taxable) Bond Scheme 2003 Junk Bond Schemes Junk bond schemes in securities that are below investment grade. High yield bonds are politically correct way of referring to junk bonds. Junk bonds can be identified through the lower grades assigned by rating services (e.g., BBB instead of AAA for the highest quality bonds). Because the possibility of default is great, junk bonds are usually considered too risky for investment by the large institutional investors (mutual funds) that provide U.S. corporations with much of their investment capital. Junk bonds are often issued by smaller, newer companies. Money Market and Liquid Schemes These schemes invest in short term debt instrument. Money Markets Instruments include: Commercial papers Commercial bills Treasury bills Government securities having an unexpired maturity up to one year Call or notice money Certificate of deposit Usance bills Permitted securities under a repo / reverse repo agreement Any other like instruments as may be permitted by RBI / SEBI from time to time. Liquid/Money market schemes: These are designed for corporate and small businessmen to use for cash or treasury management. These schemes allow them to park short-term surplus funds in the money market, so that they earn some return before they find end uses. They invest in money market instruments like call money, inter-corporate deposits and commercial paper. Their returns range from 8 to 11 per cent, depending on money market conditions. Even salaried individuals can use them in the short term, since they offer better returns than savings accounts. Some funds even offer cheque-writing facilities. Risk comes from money market volatility which also creates the possibility of gain due to a sudden increase in rates. Balanced Schemes Balanced schemes invest in both equity and debt. The debt investment ensures a basic interest income. Which fund managers hope to top up with capital gains on the investment portfolio. However loses can eat into the basic interest and the income. Big advantage of these schemes is that market risk is more palatable Capital Protected Schemes It is a kind of balanced schemes, where a part of the initial issue proceeds is invested in gilts that would mature to a value equivalent to the unit capital of the schemes. Thus the investors capital is protected. Physical Asset Technically said that mutual fund can invest in any asset whether it can be real asset, precious metals, other metals (aluminium, steel) oil and commodities. In India regulatory framework does permit investment in real asset. Schemes by Position Philosophy. Sector Funds Regulator equity funds invest in a mix of equities that are spread across different sectors so they are called diversified equity funds. Sectors funds on other hands invest in a particular sector, Like energy funds. Index Funds These funds create and replicate according to the specified index such as BSE, NSE, etc. and such position can be created by two methods It can be done by maintaining an investment portfolio that replicates the composition of a chosen index. Weight is same according to the index weight. This replicating style is called the passive investing. Investment fund are called passive funds. And funds that are not passive are called managed funds. Index schemes are also called as unmanaged schemes(since they are passive) or tracker schemes(since they track index) Another is by doing research and identifying a basket of securities and derivatives whose movement is similar to that of index. Schemes that invest in such basket are called as active index funds. Enhanced Index Funds This is a managed index funds that can beat the performance of a bench mark index by at least 0.1 % but no more than the 2% if it crosses 2.5 it is called equity mutual fund. Exchange Traded Funds (ETF) These are open end funds that trade on the exchange. ETF different from index funds in following respect A single NAV in case of open end and in case of ETF is traded in the market place. so its price keeps changing during day The AMC of an ETF does not offer sale and re purchase price of the units. Unique feature is that beside secondary market it also has primary market. Fixed Maturity Plans This eliminates the risk of capital loss by investing in a pre specified debt securities. When a series of FMP are issued for different maturities they are called serial funds. These funds can chose exclusively to invest in government securities and called Serial gilts, alternatively they can invest in non government securities in which case they become Serial Bond Schemes. Non government securities have risk of default (credit risk) which does not exist in case government securities. Schemes by Geography Country or region funds These invest in securities from a specified country or region. This is based on the fact that a particular country or region will show a higher growth or returns on the equity market. Offshore funds- these mobilize the money from investors for investment outside their country. The principle of time diversification has given rise to the concept of Systematic Investment Plan (SIP) Systematic Withdrawal Plan (SWP) Systematic Transfer Plan (STP) Systematic Investment Plan (SIP) It refers of investing constant fund regularly generally every month. When market goes up then the money invested in that period gets translated into fewer numbers units for investors and vise versa. Thus it is clear that SIP tempers with the gain or loss from the investment SIP does not offer protection from losses. If the market turns adverse then you can lose money even in SIP. SIP ensures that your acquisition cost approximate the average NAV. Therefore this investment style is also called rupee cost averaging. Value averaging ensures that investors book profit in rising market and invest in loosing market. For e.g. for ICICI bank (Open ended equity fund), monthly: Minimum Rs. 1000 + 5 post-dated cheques for a minimum of Rs. 1000 each. Systematic Withdrawal Plan (SWP) It is mirror image of SIP, under SWP investor would withdrawal constant amount periodically. The benefits are the same namely that through SWP the investor can temper gains though it does not prevent losses. For e.g . in case of ICICI bank (Open ended equity fund) SWP is a Minimum of Rs.500/- and Multiples thereof. Systematic Transfer Plan (STP) Investors exposure to different type of securities whether debt or equity should flow from their risk profile or appetite which the function of their financial position and personal disposition. It occurs in two situations On investment or disinvestment (here SIP and SWP is useful) On change in value of securities in market. In case of mutual funds such rebalancing can be achieved by systematically moving money between schemes. Mid-Cap Fund Mid cap funds are those mutual funds, which invest in small / medium sized companies. As there is no standard definition classifying companies as small or medium, each mutual fund has its own classification for small and medium sized companies. Generally, companies with a market capitalization of up to Rs 500 crore are classified as small. Those companies that have a market capitalization between Rs 500 crore and Rs 1,000 crore are classified as medium sized. Big investors like mutual funds and Foreign Institutional Investors are increasingly investing in mid caps now a day because the price of large caps has increased substantially. Small / mid sized companies tend to be under researched thus they present an opportunity to invest in a company that is yet to be identified by the market. Such companies offer higher growth potential going forward and therefore an opportunity to benefit from higher than average valuations. But mid cap funds are very volatile and tend to fall like a pack of cards in bad times. So, caution should be exercised while investing in mid cap mutual funds. Growth Option The Scheme will not declare any dividends under this option. The income earned by the scheme will remain invested in the scheme and will be reflected in the NAV. This option is suitable for investors who are not looking for current income (but who have invested with the intention of capital appreciation). Moreover, if units under this option are held as capital asset for a period of at least one year, from the date of acquisition, unit holders should get the benefit of long term capital gains tax. Dividend Option This option is suited for investors seeking income through dividend declared by the scheme. Only unit holders opting for the dividend option will receive dividends. An investor on record for the purpose of dividend distributions is an investor who is an unit holder, as of the record date. In order to be a unit holder, an investor has to be allocated units representing receipt of clear funds by the scheme. The scheme may be at the discretion of the trustee, declare annual dividends in its dividend plan subject to availability of distributable profits. Dividends will be declared on the last business day of March. If March 31st is a non business day, the previous business day will serve as the record date. Interim dividends may be declared at the discretion of the trustee. Unit holders also have the option to reinvest their dividend at the ex-dividend NAV. The trustee, in its sole discretion, may also declare interim dividends. It should be noted that actual distribution of dividends and the frequency of distribution indicated above, are provisional and will be entirely at the discretion of the trustee and depend, inter alia on the availability of distributable surplus to the extent the entire net income and realized gains are not distributed, the same will remain invested in the scheme and be reflected in the NAV. Payout Dividend As per the regulations, the fund shall dispatch to the unit holders, the dividend proceeds within 30 days of declaration of the dividend. Dividends will be payable to those unit holders whose names appear in the register of the unit holders on the date (record date). Dividends will be paid by cheque; net of taxes may be applicable. Unit holders will also have the option of direct payment of dividend to the bank account. The cheques will be drawn in the name of the sole/first holder and will be posted to the registered address of the sole/first holder as indicated in the original application form. The fund will endeavor to dispatch the dividend cheques within 30 days of the record date. To safeguard the interest of the unit holders from loss or theft of dividend cheques, investor should provide the name of their bank, branch and account number in the application form. Dividend cheques will be sent to the unit holder after incorporating such information. Reinvest Dividend Under this sub-option, unit holders may chose to reinvest all of their dividends by way of additional units of the scheme instead of receiving dividends in cash. Such additional units by way of reinvestment of dividends will be at the applicable NAV on the next day (excluding Saturday) after the record date. The dividend so reinvested shall be constructive payment of dividend to unit holders and constructive receipt of the same amount from each unit holder for reinvestment in units. Any such investment will be made by indicating in the investors original application or by providing the fund with written notice signed by all the registered holder(s) of the units and also sent to the registrar. Revocation of any such decision also must be made in writing and signed by all the registered holder(s) of the units and also sent to the registrar. The additional units issued under the sub-option â€Å"Reinvest Dividend† under option B and held as capital asset would get benefit of long-term capital gains tax if sold after being held for one year. For this purpose one year will be computed from the date when such additional units are issued. Effect of Dividend: The NAV of the unit holders in dividend option will stand reduced by the amount of dividend declared. The NAV of the growth option will remain unaffected. Mutual fund industry in India The origin of mutual fund industry in India is with the introduction of the concept of mutual fund by UTI in the year 1963. Though the growth was slow, but it accelerated from the year 1987 when non-UTI players entered the industry. In the past decade, Indian mutual fund industry had seen a dramatic improvement, both qualities wise as well as quantity wise. Before, the monopoly of the market had seen an ending phase; the Assets under Management (AUM) were Rs. 67bn. The private sector entry to the fund family raised the AUM to Rs. 470 bn in March 1993 and till April 2004; it reached the height of 1,540 bn. Putting the AUM of the Indian Mutual Funds Industry into comparison, the total of it is less than the deposits of SBI alone, constitute less than 11% of the total deposits held by the Indian banking industry. The main reason of its poor growth is that the mutual fund industry in India is new in the country. Large sections of Indian investors are yet to be intellectuated with the concept. Hence, it is the prime responsibility of all mutual fund companies, to market the product correctly abreast of selling. The mutual fund industry can be broadly put into four phases according to the development of the sector. Each phase is briefly described as under. First Phase -1964-87 Unit Trust of India (UTI) was established on 1963 by an Act of Parliament. It was set up by the Reserve Bank of India and functioned under the Regulatory and administrative control of the Reserve Bank of India. In 1978 UTI was de-linked from the RBI and the Industrial Development Bank of India (IDBI) took over the regulatory and administrative control in place of RBI. The first scheme launched by UTI was Unit Scheme 1964. Second phase1987_1993 (Entry of Public Sector Funds) Entry of non-UTI mutual funds. SBI Mutual Fund was the first followed by Canara bank Mutual Fund (Dec 87), Punjab National Bank Mutual Fund (Aug 89), Indian Bank Mutual Fund (Nov 89), Bank of India (Jun 90), Bank of Baroda Mutual Fund (Oct 92). LIC in 1989 and GIC in 1990. The end of 1993 marked Rs.47, 004 as assets under management. Third Phase- 1993-2003 (Entry of Private Sector Funds) With the entry of private sector funds in 1993, a new era started in the Indian mutual fund industry, giving the Indian investors a wider choice of fund families. Also, 1993 was the year in which the first Mutual Fund Regulations came into being, under which all mutual funds, except UTI were to be registered and governed. The erstwhile Kothari Pioneer (now merged with Franklin Templeton) was the first private sector mutual fund registered in July 1993. The 1993 SEBI (Mutual Fund) Regulations were substituted by a more comprehensive and revised Mutual Fund Regulations in 1996. The industry now functions under the SEBI (Mutual Fund) Regulations 1996. The number of mutual fund houses went on increasing, with many foreign mutual funds setting up funds in India and also the industry has witnessed several mergers and acquisitions. As at the end of January 2003, there were 33 mutual funds with total assets of Rs. 1, 21,805 crores. The Unit Trust of India with Rs.44,541 crores of assets under management was way ahead of other mutual funds. Fourth Phase- since February 2003 This phase had bitter experience for UTI. It was bifurcated into two separate entities. One is the Specified Undertaking of the Unit Trust of India with AUM of Rs.29, 835 crores (as on January 2003). The Specified Undertaking of Unit Trust of India, functioning under an administrator and under the rules framed by Government of India and does not come under the purview of the Mutual Fund Regulations. The second is the UTI Mutual Fund Ltd, sponsored by SBI, PNB, BOB and LIC. It is registered with SEBI and functions under the Mutual Fund Regulations. With the bifurcation of the erstwhile UTI which had in March 2000 more than Rs.76, 000 crores of AUM and with the setting up of a UTI Mutual Fund, conforming to the SEBI Mutual Fund Regulations, and with recent mergers taking place among different private sector funds, the mutual fund industry has entered its current phase of consolidation and growth. As at the end of September, 2004, there were 29 funds, which manage assets of Rs.153108 crores under 421 schemes. Performance of Mutual Funds in India Let us start the discussion of the performance of mutual funds in India from the day the concept of mutual fund took birth in India. The year was 1963. Unit Trust of India invited investors or rather to those who believed in savings, to park their money in UTI Mutual Fund. For 30 years it goaled without a single second player. Though the 1988 year saw some new mutual fund companies, but UTI remained in a monopoly position. The performance of mutual funds in India in the initial phase was not even closer to satisfactory level. People rarely understood, and of course investing was out of question. But yes, some 24 million shareholders were accustomed with guaranteed high returns by the beginning of liberalization of the industry in 1992. This good record of UTI became marketing tool for new entrants. The expectations of investors touched the sky in profitability factor. However, people were miles away from the preparedness of risks factor after the liberalization. The Assets under Management of UTI was Rs. 67bn. by the end of 1987. Let me concentrate about the performance of mutual funds in India through figures. From Rs. 67bn. the Assets Under Management rose to Rs. 470 bn. in March 1993 and the figure had a three times higher performance by April 2004. It rose as high as Rs. 1,540bn. The net asset value (NAV) of mutual funds in India declined when stock prices started falling in the year 1992. Those days, the market regulations did not allow portfolio shifts into alternative investments. There were rather no choices apart from holding the cash or to further continue investing in shares. One more thing to be noted, since only closed-end funds were floated in the market, the investors disinvested by selling at a loss in the secondary market. The performance of mutual funds in India suffered qualitatively. The 1992 stock market scandal, the losses by disinvestments and of course the lack of transparent rules in the whereabouts rocked confidence among the investors. Partly owing to a relatively weak stock market performance, mutual funds have not yet recovered, with funds trading at an average discount of 10 ­20 percent of their net asset value. The supervisory authority adopted a set of measures to create a transparent and competitive environment in mutual funds. Some of them were like relaxing investment restrictions into the market, introduction of open-ended funds, and paving the gateway for mutual funds to launch pension schemes. The measure was taken to make mutual funds the key instrument for long-term saving. The more the variety offered, the quantitative will be investors. At last to mention, as long as mutual fund companies are performing with lower risks and higher profitability within a short span of time, more and more people will be inclined to invest until and unless they are fully educated with the dos and donts of mutual funds. Drawbacks of Mutual Funds Mutual funds have their drawbacks and may not be for everyone: No Guarantees: No investment is risk free. If the entire stock market declines in value, the value of mutual fund shares will go down as well, no matter how balanced the portfolio. Investors encounter fewer risks when they invest in mutual funds than when they buy and sell stocks on their own. However, anyone who invests through a mutual fund runs the risk of losing money. Fees and commissions: All funds charge administrative fees to cover their day-to-day expenses. Some funds also charge sales commissions or loads to compensate brokers, financial consultants, or financial planners. Even if you dont use a broker or other financial adviser, you will pay a sales commission if you buy shares in a Load Fund. Taxes: During a typical year, most actively managed mutual funds sell anywhere from 20 to 70 percent of the securities in their portfolios. If your fund makes a profit on its sales, you will pay taxes on the income you receive, even if you reinvest the money you made. Management risk: When you invest in a mutual fund, you depend on the funds manager to make the right decisions regarding the fun

Gender Role in Triffles Essay

The roles and rights of women in the Victorian era up to nineteen hundreds differ drastically from where women stand today. In the play â€Å"Trifles† by Susan Glaspell, females are portrayed to be an insignificant part of society compared to the importance of males. Susan Glaspell’s play Trifles is a murder mystery type of play that discovers and analyzes gender roles and corrupt relationships due to the Victorian time period. The typical stereo type for women in the nineteen hundreds was being nothing but a housewife. A good house wife in this time was considered to have children, take care of the children and clean the house, and there not much more to it. In the nineteen hundreds women did not have many career options, they had almost none. Women’s education was not seen as an important thing to promote. Stated by Helen Nickson in the article Life of Women in the Victorian Era, â€Å"The only role of women in the Victorian era was to get married and look after the homely chores – The ladies did not do things themselves but told others what to do. They were just supposed to marry and raise children. The women of lower class worked in the factories, garment industries, laundries or various other jobs to support themselves.†. Women were treated more like an object or a servant rather than a person or spouse. One of the main characters in the play Trifles named Hale states a short simple statement that when looked into, states a strong opinion. Hale states to another male in the play, â€Å"Well, women are used to worrying over trifles.†. This statement shows how the men in this day thought women lacked common sense or intelligence. When trying to investigate the murder in this story, the men took no part of the women’s opinions. Women’s rights have come a long way since the Victorian Era. Women had little say in just about everything whether it had to do with marriage decisions or political things. Set up marriages were a common thing women had no say in. In today’s world women can vote, support themselves and choose who they marry. Some people wouldn’t believe the simple rights women have today were fought for way back when even in the nineteen hundreds. Women had little almost no career options in the Victorian Era. The few career choices were only for single women who needed to support themselves, if one was a house wife that was there life. Men had high expectations of their own wife’s classiness and manners in public places in the nineteen hundreds. Many males were very judgmental, much in like the play Trifles, of any opinion from a women back in the day. In an online article by Rachael Hurvitz, she states â€Å"For Victorians, divorce was not only extremely expensive, it was very hard to do. Women and men stayed in unhappy marriages for numerous reasons. Many stayed away from divorce because of the stigma attached to divorced women. It was also considered a societal taboo†. Women feared divorcing the one they were married to strictly due to the opinions of others in society. In Trifles a woman ends up murdering her own husband, rather than divorcing. The investigators don’t suspect her at first strictly because she is a wife and a female. When another female suggests that the husbands wife could be a possibility, the men just laughed to each another. Before women had fought for their rights, they lacked respect from society. Women have come a long way today, now having equal rights to anything men can do, including career choices and political voting. Works Cited Glaspel, SusanTrifles Literature: Eleventh Edition Nickson, Helen. â€Å"Life of Women in the Victorian Era.† Web.: http://ezinearticles.com/?Life-of-Women-in-the-Victorian-Era&id=2359711 Hurvitz, Rachael â€Å"Women and Divorce in the Victorian Era† http://www.clas.ufl.edu/users/agunn/teaching/enl3251/vf/pres/hurvitz.htm

Teaching Experience And Observations On Sexually...

The presentation was held at a local urgent care center in Colorado Springs, Colorado. It was in a PowerPoint format and presented to patients coming to the clinic to be tested for sexually transmitted diseases (STDs). The presentation outlined transmission of STDs, prevention, testing, common symptoms and local resources. â€Å"There were more cases of sexually transmitted diseases reported in the United States last year than ever before, according to new federal data. Rates of chlamydia, gonorrhea and syphilis — three of the most common S.T.D.s — grew for the second consecutive year, with sharper increases in the West than other regions. And while all three diseases are treatable with antibiotics, most cases continue to go undiagnosed,†¦show more content†¦More and more people are going to urgent care clinics for testing and treatment of STDs. This number may be because they are embarrassed to see their primary care provider (PCP), or because they donâ€⠄¢t have one. The teaching the student provided was in a PowerPoint format. She brought her laptop with the presentation she had made. The nurse practitioner got the patients consent to have a student give education. The presentation was approximately 3 minutes in length and was given to the patient after the nurse practitioner did an exam. The presentation was given whether the patient tested positive or not. Two of the 9 patients saw that day refused education given by the student. After the presentation, the patients were given two condoms and were asked to fill out a short anonymous evaluation about the student. Before going to the clinic, the student had some concerns regarding this type of teaching. She wasn’t sure if the patients would be willing to have a student discuss such private matters. The student found that most of the patients she encountered didn’t mind having extra education provided. 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